ORIX commit to providing continuous support to local SMEs, we fully support HKMC Insurance Limited (HKMCI) for the enhancement measures to 80% and 90% Guarantee Products under the SME Financing Guarantee Scheme (SFGS). We are pleased to offer special financial solution to help SMEs alleviate some of burden under the challenging environment.

From now until 30 November 2020, the first 50 successful SFGS applicants of 80% and 90% Guarantee Product will be eligible for the following offers:

 

• Up to 100% subsidy on Guarantee Fee (single upfront) 
• Waive up to 100% account opening fee 
• Waive up to 100% handling fee 
• Annual flat rate as low as 3.20% (Annualized Percentage Rate of 6.05%) p.a. for a loan tenor of 3 years

Eligibility:
 

• Companies registered in Hong Kong with operating history more than 2 years;
• Have a good credit history;
• Lending institutions and affiliates of the Lenders are not eligible for the Scheme.

Application procedures:

Please complete the online enquiry form and our relationship manager will contact you shortly:



  To borrow or not to borrow? Borrow only if you can repay!
Subject to detailed terms and condition.



Notes:

• The promotion is for new loan applications only and maximum application amount is HK$4 million.
• The SFGS is provided by The HKMC Insurance Limited (“HKMCI”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMCI.
• ORIX Asia Limited ("ORIX") has the absolute discretion to reject any application or to approve a credit facility of a lesser amount than the customer have applied for. The final approved credit facility amount, interest rate, fees and charges and other terms and conditions are subject to the relevant loan documents to be accepted and signed by the customer. ORIX reserves the right of final approval. Submitted materials would not be returned.
• The Annualised Percentage Rate is 6.05% (for clients with loan amount of HKD$1,000,000 and tenor of 36 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate.
• For details of above SME Working Capital Loan, fees and charges, and terms and conditions, please contact ORIX's staff.
• In case of any discrepancy between the English and Chinese versions of the above information, the English version shall prevail.